AO Business Owner

Contact American Income Life Insurance Company Agent AO in Helena, Montana

American Income Life Insurance Company is all about Opportunity Unlimited. Opportunity Unlimited means there are no limits to how much you can earn, how far you can advance in your career, or how many people’s lives you can help protect. As an independent contractor, you are in control of your financial worth and leadership performance. If you’re looking for a flexible career opportunity where you truly help change the lives of others, take a closer look at American Income Life.

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"AIL is Opportunity Unlimited in every sense and will allow you to build the business you’ve always dreamed of."

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Rick Altig, Business Owner, joined American Income Life Insurance Company when he was only 21 years old. He had graduated from Oregon State University with a degree in political science and needed to earn money before attending law school. His dad’s agency represented American Income Life, and he suggested Rick join the team.

Recalls Rick, “I started as an Agent and became a General Agent while becoming one of the top Public Relations people in AIL. I earned a promotion to Master General Agent and then another to Business Owner when I was only 23 years old. I opened the first Canadian office in American Income Life, and I was the first Business Owner whose business produced 25 million dollars in one year. Rick has shared his talent with AIL for 29 years.

Like many associated with American Income Life, Rick finds, “the most rewarding part of working with AIL is helping in the personal and professional development of others. The experience you gain at AIL is something unique and can be used in all aspects of your career and life. It’s not get rich quick; it’s get rich for sure. If I knew from the beginning that it would pay this well, I would have worked even harder.”

When did Rick know for certain that law school would have to wait? “I sold a program to a young 21-year-old couple,” recalls Rick. “A week later I got a call from the wife letting me know her husband had passed away. She was calling to collect on his $1,000 policy. But after checking the paperwork, I was able to inform her that he didn’t have a $1,000 policy; he had a $100,000 policy. That’s when I knew this career was first and foremost about helping working families.”

Rick is a family man, both at home and on the job. He says, “I love to spend time with my wife and four children, as well as my professional Altig family. I’m always trying to do more for others than what I would have them do for me.”

That attitude carries over to Rick’s charitable endeavors. He says, “Yes, giving is the best part of life, and we give a major part of our income to community based organizations that help those in need.”

It’s been an amazing and enriching 29 years for Rick and American Income Life.

California License Number: #0D94043
State of Residence: Washington

“I knew from day one that this opportunity was exactly what I was looking for, and that I could be a success in this business,” says Ilija Orlovic, AO Partner in the Altig-Orlovic Business.

Formerly a retail manager, Ilija has had tremendous success since joining American Income Life in May 1996. After only seven months with AIL, he was appointed Master General Agent in January 1997. Two years later, Ilija was promoted to Regional General Agent.

In 2003, Ilija made the move to the United States as a Business Owner partner with Rick Altig.

“The opportunity to grow my own organization as big as I could imagine and to train new leaders in the business enticed me to join AIL,” says Ilija. Training new leaders in the organization and watching them develop into top leaders at AIL has been the most rewarding part of his job.

What advice does Ilija give to others thinking about joining American Income Life? “It is the best opportunity in North America. No other company does what AIL does for Agents in terms of compensation and support. Also, no other company in North America does what American Income Life does in terms of protecting families. Everyone needs our product. There is no person who is exempt from the need for the products we provide. We are there to provide protection and hope to families when they need it most. AIL is Opportunity Unlimited in every sense and will allow you to build the business you’ve always dreamed of.”

When not working, Ilija enjoys spending quality time with his family, traveling, and watching his children compete in sports. He also believes in giving back and contributes a substantial amount of his income to charitable organizations.

California License Number: #0D93478
State of Residence: Washington

Sioux Falls Location
3500 S Phillips Ave
Suite 200
Sioux Falls, South Dakota 57105
p: (800) 842-0022
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Chattanooga Location
901 Mountain Creek Rd
Suite 100
Chattanooga, Tennessee 37405
p: (800) 842-0022
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Knoxville Location
9111 Cross Park Dr
Suite E-144
Knoxville, Tennessee 37923
p: (800) 842-0022
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Memphis Location
3485 Poplar Ave
Suite 215
Memphis, Tennessee 38111
p: (800) 842-0022
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Nashville Location
301 Plus Park Blvd
Suite 220
Nashville, Tennessee 37217
p: (800) 842-0022
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El Paso Location
10420 Montwood Dr
Suite N-156
El Paso, Texas 79935
p: (800) 842-0022
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Irving Location
1933 Westridge Dr

Irving, Texas 75038
p: 800-842-0022
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Bountiful Location
563 W 500 S
Suite 415
Bountiful, Utah 84010
p: (800) 842-0022
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Richmond Location
5540 Falmouth St
Suite 104
Richmond, Virginia 23230
p: (800) 842-0022
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Vienna Location
8229 Boone Blvd
Suite 290
Vienna, Virginia 22182
p: (800) 842-0022
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We’re looking for a select group of leaders, entrepreneurs, and high achievers who see the value in our opportunity of a lifetime. Say yes to AIL and we’ll give you the ability to have an outstanding income and a whole new lifestyle. A career with American Income Life Insurance Company gives you freedom. The choice is yours.

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Need to speak with customer service about your policy? Call us Monday through Friday from 8am - 4:30pm Central Standard time.

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About AIL

American Income Life has served working class families since 1951 with life, supplemental health, and accident insurance products to help protect members of labor unions, credit unions, associations, and their families.

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Insurance Products

We help consumers determine what types of insurance coverage will best help meet their needs. With life insurance, supplemental health, and accident insurance available, let AIL help you be more prepared to face the future.

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No-Cost Products

American Income Life offers several no-cost products to help provide valuable protection for you and your family such as our no-cost Child Safe Kit® and our no-cost partners program.

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Still have questions or concerns? Want to know how American Income Life can partner with your organization? Please contact us so we can further discuss your needs and the solutions we offer.

Customer Service

Phone: (800) 433-3405

Monday – Friday 8 a.m. to 4:30 p.m. CST
Saturday Closed
Sunday Closed

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