Life Insurance Agent in Markham, ON

  • Joshua Chalom & Byron Paz


Joshua Chalom & Byron Paz Contact Information

60 Renfrew Dr Suite 260
Markham, ON L3R 0E1

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Languages Spoken

  • En

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Mon. - Fri. 8 a.m. - 4:30 p.m. Central time zone

(800) 433-3405

About Joshua Chalom & Byron Paz

Joshua Chalom

It’s a long way from the Dominican Republic to Canada, but Josh Chalom, State General Agent in Ontario, made the transition with ease. Josh owned and operated swimwear boutiques in the Dominican Republic before joining American Income Life Insurance Company. His cousin was a successful SGA for American Income Life in Los Angeles and convinced Josh to make the change to AIL.

Since joining American Income Life, Josh successfully set up and ran offices in Los Angeles, San Diego, and Las Vegas prior to coming to Ontario, where he became the second person licensed with AIL in eastern Canada.

Josh is excited about the impact American Income Life products can have. “The ability to help people put a roof over their heads, put food on the table, and provide an education for their children has tremendous social impact,” says Josh, “especially when the main breadwinner is taken out of the picture.”

When did he realize an American Income Life career was right for him? “When my father died at 55,” recalls Josh, “I realized how devastating and unexpected life and death could be. His own policy was a small plan he took from me when I first started with AIL. I then realized how important it was to make people aware of what we all eventually have to face.”

What’s his advice to someone thinking about a career at AIL? “Take it seriously,” says Josh, “work harder than you ever have, and follow the path set forth by the Company. There really is a pot of gold at the end. American Income Life Insurance Company has allowed me to achieve all my dreams and has forced me to dream bigger, all the while helping people. I only wish I had gone into management sooner to spread the word of what a great opportunity this is to more people.”

As well as being a successful SGA for American Income Life, Josh is a talented Rubiks cube artist. “I am currently in the 2011 Guinness Book of World Records,” says Josh, “for creating the largest Rubiks Cube Mosaic, ‘The Last Supper’ using 4,050 cubes and will be in the 2012 book as well for breaking the record with ‘The Hand of God’ piece using 12,090 cubes. My work can be viewed at”

Josh donates his works of art to charity auctions and many hospitals in Canada.

Byron Paz

State General Agent Byron Paz was born in Guatemala City, Guatemala, and moved to Ontario, Canada, in 2000. He has been with American Income Life since 2003 when he was only 20 years old. Byron was enticed to join American Income Life because he loves serving and helping Agents reach their goals.

Byron knows American Income Life products help people and he’s seen the positive effects firsthand. After a year with the Company, Byron experienced the death of a client. He witnessed how beneficial American Income Life products were for the client’s family.

“Being there for them through the claims process and seeing how fast we responded to the family solidified my career with American Income Life. I knew I wanted to continue making a difference in the lives of the families we get to serve,” Byron says.

“I can find 100 reasons why someone should consider a sales position with American Income Life,” Byron says. “My best advice is to look at the business model we offer and realize American Income Life provides Agents with all the tools they need to be successful. We have an amazing product line, a proven effective system to generate activity, a referral system to multiply prospects, and a rock-solid Company history that’s recession-proof with great leadership.”

In his free time, Byron loves playing soccer or spending time with his wife and daughter. He is passionate about traveling the world and has gotten to travel to Europe on three occasions, thanks to American Income Life. Byron is actively involved with a young adult ministry through his church.

“My Agency offers career opportunities for individuals who seek a rewarding and challenging career in leadership and sales. The more families we protect, the more of a positive impact we make on our local economy,” Byron says.

Joshua Chalom & Byron Paz - American Income Life State General Agent

American Income Life Insurance Company is all about Opportunity Unlimited. Opportunity Unlimited means there are no limits to how much you can earn, how far you can advance in your career, or how many people’s lives you can help protect. As an independent contractor, you are in control of your financial worth and leadership performance. If you’re looking for a flexible career opportunity where you truly help change the lives of others, take a closer look at American Income Life.

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American Income Life seeks driven and self-motivated leaders ready to change the world. Give us a shout to learn more!

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About AIL

American Income Life is an international company that helps protect working families in the United States, Canada, New Zealand, and through our wholly-owned subsidiary, National Income Life Insurance Company in New York. American Income Life has served working class families since 1951 with life, supplemental health, and accident products to help protect members of labor unions, credit unions, associations, and their families. AIL representatives develop long-term relationships with clients and meet them where they are most comfortable ... their home.

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AIL Product Info

Life Insurance
It’s not for you. It’s for your family. Life insurance is something you buy to protect your loved ones after you’re gone. Life insurance can be the only thing that stands between your loved one and a financial hardship.
Supplemental Health and Accident Insurance
We are teachers and help educate consumers on what their insurance needs are, then we help determine what type of insurance coverage will best help meet the needs of loved ones. Let one of our state-licensed insurance representatives help perform a needs analysis of your insurance needs today.

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No-Cost Products

American Income Life offers a variety of no-cost products to help provide valuable protection for you and your family.
No-Cost Child Safe Kit®
American Income Life provides these kits at no cost to parents/guardians, the school, or child care center.
Safe Surfin' Guide
To help keep kids safe online, American Income Life offers a No-Cost Parents’ Guide to Internet Safety, a comprehensive booklet of information.
No-Cost Partners Program
Want to drive down the cost of health services? Of course you do. AIL can help with its outstanding health services discount program, American Income Partners™.

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Need to speak with customer service about your policy? Call us Mon. - Fri. 8 a.m. - 4:30 p.m. Central time zone.

(800) 433-3405